Chase Freedom Vs Chase Sapphire Points

The chase freedom flex and chase freedom unlimited both offer cash back rewards while the chase sapphire preferred card and chase sapphire reserve provide ultimate rewards points for every purchase.

Chase freedom vs chase sapphire points.

Because of the value of points the chase sapphire preferred credit score needed may be slightly higher though it s not. Get the chase sapphire preferred card if most of your spending is on travel and dining purchases and you plan to redeem your points for travel. New cardholders who spend at least 4 000 in the card s first three months will receive 80 000 bonus points. Chase s array of personal credit card products ranges from the premium chase sapphire reserve all the way to the cash back chase freedom no longer open to new applicants and chase freedom unlimited cards.

How does it compare to chase sapphire preferred a travel airline points and restaurant credit card. Chase recently announced a brand new credit card product to their portfolio the chase freedom flex. The chase sapphire preferred card also stands out because of its eye popping sign up bonus. Cash back and points are hardly the same thing right.

No matter what kind of cardholder you are chase probably has a credit card that can fit your needs. Even though the chase freedom flex is considered a cash back card both it and the chase sapphire preferred card technically earn points in a currency called chase ultimate rewards. Chase points are worth 1 25 cents when redeemed for travel through the ultimate rewards portal making this bonus worth approximately 1 000. Get the chase freedom flex if all you re interested in is earning cash back on typical everyday purchases like gas groceries or a cup of coffee.

This is a recurring post regularly updated with new information. Keep in mind the chase freedom has a 0 annual fee while the chase sapphire preferred has a 95 annual fee. It comes at a propitious time as consumer spending has drastically shifted due to the covid 19. Read our comparison chart below.

The chase freedom unlimited and the chase sapphire preferred card make a great ultimate rewards points earning team. With the chase freedom unlimited your points are only worth 1 cent each for any redemption. The former offers a great return on everyday spending and the latter gets you 2x rewards on dining and travel and opens up some great transfer partner options. Chase freedom is an excellent cash back credit card for cardholders who pay in full.

This card has 0 annual fee so all the rewards you earn are a net positive on your finances.